KPKT-licensed moneylenderBorrow with clarity.
Repay with ease.
See every ringgit before you agree, then apply, verify and repay — all inside the PoketGo app.
Available on Android. iOS coming soon.
Licensed by KPKT
Moneylending licence WL6200/15/01-1/160401.
No payslip to upload
Your MyKad or passport, a bank account in your name and a few details about your work.
Start to finish in one app
Apply, verify and repay without leaving the app.
Pay off early, anytime
No charge for settling ahead of schedule.
Why PoketGo
Borrowing that feels straightforward
The whole process runs in the app, your cost is shown before you accept, and our team answers by email on weekdays.
01Quick decisions
We review applications fast and keep you posted in the app at every step.
02All in one app
Apply, track and repay from your phone — nothing to print or post.
03Checks happen in the app
Your identity is verified inside the app.
04Help in your language
Talk to us in English, Bahasa Malaysia or Mandarin.
How it works
From sign-up to payout in four steps
Everything happens in the app. You can stop at any step, and nothing is final until you confirm.
- 01
Create your account
Confirm your mobile number with a one-time code and set a 6-digit PIN.
- 02
Verify your identity
Snap your MyKad or passport and record a quick selfie video.
- 03
Choose your loan
Pick an amount and tenure. See the monthly cost before you accept.
- 04
Get paid out
Once approved, the money goes to a bank account in your name.
Who can apply
Four things to check before you start
Eighteen and over. Check the other three points too — meeting them does not guarantee approval.
- Malaysian, or a non-citizen living in Malaysia
- Aged 18 and over
- A valid MyKad or passport
- An active bank account in your own name
Meeting these doesn’t guarantee approval. Every application is assessed individually.
FAQ
Questions before you apply
How much does a PoketGo loan cost?
Your cost is set in the app. The offer shows your amount, tenure, monthly instalment and total before you accept, and nothing is charged until you accept.
How much can I borrow?
The app shows the amount you can borrow before you accept, and what you’re offered depends on your application.
What do I need to apply?
A valid MyKad (or a passport if you’re not a Malaysian citizen), a mobile number, an active bank account in your own name, details of your work and income, and two emergency contacts.
How long does a decision take?
We review applications as quickly as we can and message you in the app as soon as there’s an update.
Is PoketGo licensed?
Yes. Poket Go Sdn Bhd holds moneylending licence WL6200/15/01-1/160401 from the Ministry of Local Government Development (KPKT). See the licence and check it yourself.
Do I pay anything to sign up?
No. Creating an account and applying are free, and we never ask for money before your loan is paid out.
Can I pay off my loan early?
Yes. You can settle the remaining balance from the app at any time.
What happens if I miss a payment?
Late payment charges are set out in your loan agreement. If you think you’ll be late, contact us early — you may be able to move your due date in the app.
Is my personal data safe?
Your details and documents are sent over an encrypted connection. We use them to verify your identity, assess your application, prevent fraud and meet our legal duties. Read our Privacy Notice for everything we collect and who we share it with.
Which bank account will the money go to?
A bank account in your own name, which you enter before you accept your loan.
Still have questions? Contact our team
Ready when you are
Your offer,
no strings attached.
Create an account and see your offer before you decide. You are never obliged to accept.
- 01
See your offer first
Check your amount and monthly cost before you commit to anything.
- 02
Free to apply
There’s no fee to create an account or to send an application.
- 03
Help when you need it
Our team is a message away, Monday to Friday.
